Shriram General Insurance

Shriram General Insurance – Step By Step Guide To Buy General Insurance Policy

Overview Of Shriram General Insurance Company

First and foremost, Shriram General Insurance Company was started in 1974. With IRDAI’s backing, this general insurance company became a preferred partner of IRCTC. 

Shriram General Insurance aims to serve the largest number of common people by providing them with insurance. Besides, it continues to focus on addressing the needs of its customers, cultivating talent, and building a homegrown technology platform which it delivers to underprivileged segments across the nation. 

For more than 3 decades, this approach has helped this company maintain its strong growth and sustainability. To fulfil its mission, the company has developed innovative products and applications with the latest technology. This has expedited operations within the organization and improved customer satisfaction levels.

Why Should You Choose Shriram General Insurance?

Shriram General Insurance provides a range of benefits to policyholders. Here are several reasons why you should buy an insurance plan from Shriram general insurance

Quick Renewal Process – Shriram General Insurance’s renewal process is quick, simple and can be completed online effectively. Even, you can renew your insurance policy online by entering your policy number. So, you will be able to pay for it and make any necessary changes.

Easy Claim Procedure – You can expect to receive a timely response from Shriram General Insurance and worry-free handling of your claim. The website’s claim process includes registration, tracking the status of a claim, and uploading any necessary documents.

24×7 Customer Assistance – The customer support team of the general insurance company is available around-the-clock to resolve emergencies. You can call the company’s toll-free number to resolve your queries.

Types Of Shriram General Insurance

Shriram Car Insurance Policy

Shriram Car Insurance Plan provides compensation for damage, loss or injury to your car caused by accidents, theft and fire. It also covers other contingencies such as riots, earthquakes, and floods due to cyclones/hurricanes. 

In addition to these standard benefits, this general insurance company offers unique and affordable coverages that you can add to your policy for added protection. 

Shriram Two-Wheeler Insurance Policy

Shriram General Insurance provides comprehensive two-wheeler insurance coverage, which includes third-party liability, own damage, and personal accidental cover. 

The coverage is available to protect you from any damage that might result from accidents, thefts, or natural calamities like lightning/earthquakes. Besides, man-made disasters such as burglary or riots.

Moreover, two-wheeler insurance policy can be enhanced by adding on various extra covers, such as zero depreciation cover, roadside assistance (for breakdowns), return to invoice (so you get the same model back if it’s stolen or written off), and so forth.

Shriram Commercial Vehicle Insurance

This commercial vehicle is more than just a valuable asset. With Shriram Commercial Vehicle’s comprehensive policy, you can get coverage against mandatory third-party liability. Not only that but also the damages and losses sustained by your vehicle due to accidents, fire theft—riots etc.

Shriram Home Insurance Policy

Shriram Home Insurance provides coverage for the damage to your house and its contents. This insurance is a contract between an insurer and a policyholder. 

In which the policyholder agrees to pay premiums in exchange for financial protection against unpredictable losses or risks. This can include natural disasters like fire, earthquakes, lightning strikes, and floods. Not only that but also man-made events such as theft or burglary. 

The Shriram General Insurance company offers a few add-on covers. If these add-ons are added to your plan, it can enhance the coverage you have on your home—for example, terrorism insurance or loss of rent during repairs.

Shriram Travel Insurance Policy

Shriram General Insurance’s travel insurance plan offers coverage for trips anywhere in the world. It is designed to meet the needs of individuals who have purchased an overseas travel insurance policy while on a holiday or business trip.

It protects you from a variety of misfortunes that might occur while travelling, including the loss or theft of your baggage, medical emergencies, identity fraud related to lost passports and other documents, and trip cancellation due to illness or injury before departure. 

The Shriram General Insurance company offers three different travel insurance plans for trips of varying lengths and destinations, including Shri Travel Insurance (for short trips to nearby areas), Shri Travel Plus Insurance (for more distant journeys) and Shri Travel Elite Insurance(For international travels).

Shriram General Insurance Company also offers other types of insurance products. Some examples include,

  • Fire Insurance 
  • Engineering Insurance 
  • Marine Insurance 
  • Liability Insurance 
  • Burglary Insurance 
  • Fidelity Guarantee Insurance 
  • Business Protector Insurance 
  • All Risk Insurance 

Shriram Group offers several types of insurance policies to meet the needs of different customers. It is important for you to evaluate your personal situation and choose a policy that works best for you.