Buying Health Insurance

What Challenge Do Indians Face When It Comes To Buying Health Insurance?

Health insurance is something that’s become almost indispensable today given the rising medical costs. However, for many Indians buying adequate health insurance coverage poses several challenges.  Low Insurance Penetration   India has one of the lowest health insurance penetration rates in the world at less than 20% of the population. The majority still have no health […]

Joint Life Insurance Policies

The Complete Guide to Joint Life Insurance Policies

A joint life insurance policy is a type of life insurance that covers two people under a single policy. Instead of purchasing two separate policies, couples can insure both lives under one plan. This allows them to take advantage of discounts and simplified management. What is Joint Life Insurance? Joint life insurance provides coverage for […]

Health Insurance Plans

Understanding Super Top-Up Health Insurance Plans

Health insurance is crucial to protect yourself from large medical bills. But even with a basic health plan, out-of-pocket costs for hospitalization or major illnesses can be steep. This is where super top-up health insurance Plans comes in.  A super top-up plan provides additional coverage that kicks in once your regular policy’s deductible is reached. […]

How Long Can I Stay on My Parent’s Insurance

How Long Can I Stay on My Parent’s Insurance?

Young adults rely on their parent’s health insurance plans for medical coverage. But how long can you actually remain insured under a parent’s policy? There are options to extend coverage until age 26 or even beyond in some cases. Understanding the rules around dependent coverage can ensure you don’t experience an unexpected gap in health […]