Insurance Companies

How Do You Feel Ditto Is Different From Other Insurance Companies?

The insurance sector in India has seen massive growth in the last decade with many new players entering the market. However, the customer experience has remained more or less the same – tedious paperwork, endless calls from agents trying to sell policies, and a lack of transparency in information. Here you can read about How Do […]

medical expenses in health insurance

Medical Expenses Not Covered By Health Insurance And How To Handle Them

Selecting the right health insurance plan is crucial to ensure you get coverage for medical expenses when you need it most. However, even comprehensive plans have exclusions and may not pay for certain treatments, procedures, or healthcare services. Being aware of these exclusions can help prevent unexpected healthcare costs. Here are some common things health […]

Buying Health Insurance

What Challenge Do Indians Face When It Comes To Buying Health Insurance?

Health insurance is something that’s become almost indispensable today given the rising medical costs. However, for many Indians buying adequate health insurance coverage poses several challenges.  Low Insurance Penetration   India has one of the lowest health insurance penetration rates in the world at less than 20% of the population. The majority still have no health […]

Joint Life Insurance Policies

The Complete Guide to Joint Life Insurance Policies

A joint life insurance policy is a type of life insurance that covers two people under a single policy. Instead of purchasing two separate policies, couples can insure both lives under one plan. This allows them to take advantage of discounts and simplified management. What is Joint Life Insurance? Joint life insurance provides coverage for […]

Health Insurance Plans

Understanding Super Top-Up Health Insurance Plans

Health insurance is crucial to protect yourself from large medical bills. But even with a basic health plan, out-of-pocket costs for hospitalization or major illnesses can be steep. This is where super top-up health insurance Plans comes in.  A super top-up plan provides additional coverage that kicks in once your regular policy’s deductible is reached. […]

How Long Can I Stay on My Parent’s Insurance

How Long Can I Stay on My Parent’s Insurance?

Young adults rely on their parent’s health insurance plans for medical coverage. But how long can you actually remain insured under a parent’s policy? There are options to extend coverage until age 26 or even beyond in some cases. Understanding the rules around dependent coverage can ensure you don’t experience an unexpected gap in health […]

Term Life vs. Whole Life Insurance

Term Life vs. Whole Life Insurance: What are the Differences?

When looking to purchase life insurance, you’ll encounter two main types: Term Life vs. Whole Life Insurance. While both provide a death benefit to your beneficiaries if you pass away, they work very differently. So, understanding the key differences between term and whole life insurance can help you decide which policy makes more sense for […]

ICICI Pru Saral Jeevan Bima

ICICI Pru Saral Jeevan Bima – Provide Financial Protection for Your Family

Securing your family’s financial future in case of uncertainties is one of the most important things you can do. With rising costs and longer life expectancies, having a robust life insurance plan has become more critical than ever before. ICICI Pru Life’s Saral Jeevan Bima plan aims to provide comprehensive financial protection for your loved […]

Engine Protection Cover

Get Your Car Monsoon-Ready With An Engine Protection Cover 

The monsoon season is upon us, which means it’s time to get your car ready for the heavy rains. One of the most important things you can do is invest in an engine protection cover. This simple accessory can save you a lot of money and headache by protecting your car’s engine from water damage […]

Policy Updates

Don’t Let Policy Updates Catch You Off Guard: Here’s What You Need to Know

Keeping yourself informed about the latest policy updates is crucial when you have purchased an insurance policy, regardless of whether it’s for your life, health, car, home, or travel.  Policy updates are modifications made by insurers to the terms and conditions, coverage, premiums, or other aspects of your policy.  Ignoring or missing these updates can […]