General Insurance Companies

Know the best top ten insurance companies and shield yourself from unexpected expenses.

It is always a good decision to take insurance so that you get shielded from unfortunate incidences. There are top 10 general insurance companies in India that will give you a claim on time and be there at the time of need.

  • Aditya Birla Health Insurance
  • Bajaj Allianz Health Insurance
  • Bharti AXA Health Insurance
  • Reliance Health Insurance
  • SBI Health Insurance
  • Tata AIG Health Insurance
  • Star Health Insurance
  • Kotak Mahindra Health Insurance
  • Liberty Health Insurance
  • IFFCO Tokio Health Insurance

Aditya Birla Health Insurance 

Aditya Birla is one of the premium health insurance companies which provides umpteen benefits to its customers. It facilitates its customers with multiple sums insured options as it allows them to pick the option according to the preference that best suits them. Depending on your budget and requirement you can pick your plan as the company can offer coverage as high as 2 crores. 

The best feature of Aditya Birla health insurance is that it offers wellness coaching to its customers.  Now, customers can ask any health relation, skeptical questions without any hesitation. 

Moreover, it encourages the customers in maintaining a healthy lifestyle to stay away from illness by providing rewards. 

Bajaj Allianz Health Insurance

In the time of need, one wants to get the claim as soon as possible and this is what Bajaj Allianz Health Insurance takes care of. If you want the cashless claims then you can get them within 1 hour after the approval. For settling claims there is 24*7 call assistance available for customers.  Moreover, customers enjoy getting special discounts on pathology, medicines, OPD expenses, pharmacy, radiology, and wellness tests, all of it is provided by the company. 

Bharti AXA Health Insurance

The best offer that Bharti AXA Health Insurance provides is that it recompenses the pre and post-hospitalization expenses. All the expenses incurred before 30 days and after 60 days of hospitalization. There are certain health plans where there is no capping on room rents.  It also takes special care of senior citizens by providing coverage up to 1 cr. Also, customers can renew their policy entire life. There are many general insurance companies in India and pick the one which fulfills your needs. 

Reliance health insurance

If the patient is hospitalized for more than 24 consecutive hours then the company takes care of the hospitalization expenses. There are times when the patient is not required to stay for more than 24 hours because of the blessing of advanced technology, in that case, reliance on health insurance also covers daycare treatment expenses. The facility of Pre and post-hospitalization expenses are also taken care of for a specified period by the company for its customers. There are also plans which are specially for covering organ donor expenses. Today with the advancement in science and technology, modern treatments like oral chemotherapy, stem cell therapy, robotic surgeries, and many more have been developed, reliance on health insurance takes care of these expenses as well.

SBI Health Insurance

SBI General Health Insurance Company keeps in mind the modern healthcare scenario where the inflation in medical treatments is on the continuous rise and designs its insurance plan accordingly to offer the best to its customers. Getting the insurance that covers it all from OPD charges, basic illness to critical issues is the best. The coverage option in SBI Mediclaim ranges from Rs 50,00 to 5 lakhs. People aged below 45 years would not require pre-medical screening.  There are different plans like the rest of India, the Metro health insurance plan, and the Semi-Metro Plan. Also depending upon individuals’ needs they can opt for SBI health plans that give coverage to a spouse, complete family including children, parents, individual insurance policy, and much more. 

Tata AIG Health Insurance

You get the tax benefit with a lifelong renewal policy. If someone wants to transfer or migrate their policy to other plans then TATA AIG health insurance provides this facility. There are more than three thousand network hospitals where cashless hospitalization is possible.  It also covers the expenses like daycare expenses, inpatient treatment, organ donor expenses, domiciliary treatments, and many more. People also have the opportunity to cancel the policy within 15 days of the acceptance of the policy documents.

Consider the top general insurance companies in India for the best output

Star Health Insurance

You get lifelong renewability with Star health insurance which gives lifetime coverage. There is no need of making any co-payment. If there are any pre-existing ailment then the insured need to make a wait of 4 years and after that the coverage will be given. The plus point of the insurance is that it also covers room rent expenses of a maximum of Rs.4000 per day. 

Kotak Mahindra Health Insurance

Kotak Mahindra Health Insurance offers instant policy renewal benefits that make sure to provide comprehensive coverage. It covers OPD and in-patient expenses as well. There is no problem in claim settlement as there is 24*7 insurance assistance with fast claim registration. You can also make use of special discounts like compulsory/ voluntary deductible, NCB bonus, etc.

Liberty Health Insurance

Liberty health insurance has a network of more than three thousand hospitals where cashless treatment is available to the insured. There are 5 types of health insurance available to the customers and they can the best one that suits them. Every plan has different coverage and therefore according to requirement it can be chosen. 

IFFCO Tokio Health Insurance

If you have a pre-existing disease then you do not have to wait for 4 years for its inclusion in health insurance coverage as IFFCO Tokio health insurance gives it in 3 years. There is no involvement of a third party and therefore there is no confusion in the process.