A hit-and-run accident can be a terrifying experience for anyone involved, whether you are the victim or the perpetrator.
In such situations, it is essential to know how to handle the situation legally and emotionally.
In this article, we will discuss “How to handle a Hit and Run accident”, depending on whether you are the victim or the perpetrator.
What Is A Hit-And-Run Case?
A hit-and-run case is a type of accident where a driver hits a pedestrian, another vehicle, or a stationary object and then flees the scene without identifying themselves. This type of accident can result in serious injuries or even fatalities.
What Are The Immediate Steps To Take If You Are A Victim Of A Hit-And-Run Accident?
If you are a victim of a hit-and-run accident, the following steps can help you handle the situation effectively:
Stay Calm And Assess The Situation – After the accident, try to stay calm and assess the situation.
Check for any injuries and call 911 immediately if anyone is hurt. If possible, move to a safe place and take pictures of the damage caused to your vehicle.
Gather Information – If the driver has fled the scene, try to gather as much information about the vehicle and the driver as possible.
Take note of the license plate number, the make and model of the car, and the color of the vehicle.
Also, try to remember any distinct features of the car or the driver, such as tattoos or clothing.
Contact The Police – Call the police as soon as possible and provide them with all the details of the incident.
Talk To A Lawyer About The Incident – It is crucial to speak to a lawyer who has experience in hit-and-run accidents. They can guide you through the legal process and help you get compensation for the damages caused.
File An Insurance Claim – If you have insurance, contact your insurance provider and file a claim. Provide them with all the details of the incident and the information you gathered about the driver. Your insurance company may be able to cover the damages caused to your vehicle.
What Are The Steps To Take If You Are The Perpetrator In A Hit-And-Run Incident?
If you are the perpetrator in a hit-and-run incident, the following steps can help you handle the situation:
So, what to do if you panic and leave the accident scene? Actually, it is natural to panic but, keep in mind that leaving the scene of the accident is a criminal offense.
If you have fled the scene, try to compose yourself and return to the accident site as soon as possible.
Take Action – If you have caused damage to someone’s property or have injured someone, take responsibility for your actions.
Inform the police and the affected party about the incident and provide them with all the necessary details.
Contact A Lawyer – It is essential to speak to a lawyer who specializes in hit-and-run cases. They can help you navigate the legal process and minimize the consequences of your actions.
Follow Legal Procedures – Cooperate with the authorities and follow all the legal procedures required in hit-and-run cases. This may include paying for damages caused, serving jail time, or completing community service.
How Does Insurance Handle Hit And Run Accidents?
If you’re involved in a hit-and-run accident, the first thing you should do is contact your insurance company.
They will guide you through the claims process and help you understand your coverage options.
- Uninsured Motorist Coverage
One way insurance companies handle hit-and-run accidents is through uninsured motorist coverage.
This coverage can help pay for damages to your vehicle and injuries you sustained in the accident. It also covers you in case the other driver has no insurance or fled the scene.
- Collision Coverage
Another coverage that can help pay for damages is collision coverage. This coverage will pay for damages to your vehicle regardless of who is at fault.
If you have collision coverage, it’s important to understand your policy limits and what expenses will be covered.
How To File An Insurance Claim After A Hit-And-Run Accident?
When filing a claim after a hit-and-run accident, you should provide as much information as possible to your insurance company. This includes:
- Date, time, and location of the accident
- A description of the other vehicle, including make, model, color, and license plate number (if known)
- Any witness statements or contact information
- Capture images of both your vehicle and the accident scene.
- Police report (if applicable)
- Filing your claim promptly after the accident is crucial. Some insurance companies have strict deadlines for filing claims, and delays could result in a denial of coverage.
What Not To Do After A Hit & Run Accident?
It’s important to stay calm and avoid making any rash decisions after a hit-and-run accident. Here are some things you should not do when facing the Hit and Run accident:
- Do not move your vehicle unless it’s blocking traffic or is unsafe to remain in its current position.
- Do not admit fault or speculate on who caused the accident.
- Do not speak to the other driver or passengers involved in the accident unless it’s absolutely necessary.
- Do not delay in contacting your insurance company and filing a claim.