Dental Coverage

Dental Coverage from Star Health Insurance to Protect Your Smile

Dental treatments can be expensive, especially major procedures like root canals, tooth extractions, implants, etc. Having dental insurance ensures you get coverage for such expensive dental treatments. 

Star Health Insurance is one of India’s leading private health insurers that offers comprehensive health plans with dental treatment coverage. This article discusses the key details of Star Health’s dental treatment coverage. Read on to know the dental insurance benefits, expenses covered, and why you should get Star Health’s policy with dental coverage.

Star Health Insurance Plans with Dental Cover 

Star Health offers dental treatment coverage under two health insurance policies

1. Star Outpatient Care Insurance Policy

This policy covers outpatient medical expenses like doctor consultations, pharmacy, diagnostics, and dental treatments.

2. Star Comprehensive Insurance Plan

Apart from outpatient expenses, this policy also covers hospitalization and pre/post-hospitalization costs. Additionally, it also provides cover for dental treatments taken on an outpatient basis.

So both these popular Star Health plans offer the provision to add dental treatment coverage by paying an extra premium.

What Dental Expenses are Covered?

With Star Health’s dental treatment cover, you can claim expenses incurred for the below dental procedures/treatments:

  • Routine dental examinations
  • X-rays
  • Tooth extractions 
  • Root canal treatments
  • Filling of teeth cavities
  • Treatment for gum diseases
  • Dental implants in case of accident-related dental injuries
  • Orthodontic treatments like braces to correct misaligned teeth

Additionally, expenses arising due to dental injuries caused due to an accident are also covered under the policy’s accident cover provision.

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Benefits of Choosing Dental Insurance from Star Health

Here are the major advantages of purchasing Star Health’s insurance with additional dental treatment coverage:

1. Financial Protection for Dental Procedures

Dental treatments especially root canals, dental implants, etc. in metro cities can cost anywhere between INR 5000 to INR 50,000 based on the procedure’s complexity. Having dental cover ensures you get reimbursements for such expensive treatments.

2. Coverage for Dental Checkups

Routine dental checkups every 6 months are crucial for early diagnosis of dental issues. The premium paid for Star Health’s dental coverage includes expenses for regular dental examinations.

3. Delay Onset of Dental Problems

Timely dental visits, cleaning, etc. as facilitated by the dental cover help prevent the aggravation of dental issues thereby reducing related treatment costs in the long run.  

4. Orthodontic Treatment Covered

Orthodontic treatments like braces, retainers, etc. to fix misaligned teeth or jaw issues are covered under Star Health policies with dental treatment.

Why Choose Star Health Dental Insurance?

Here are some key reasons to choose the Star Health insurance plan with add-on dental coverage:

  • Cashless Facility – Star Health offers cashless claim settlement at over 11,000 network hospitals minimizing your out-of-pocket expenses.
  • Family Floater Option – Star Health offers a family floater policy wherein entire family members can share a single large coverage amount. It is economical too.  
  • Lifelong Renewal – Once insured with Star Health, you get the flexibility to renew the policy lifelong without any age-related loading.
  • Large Hospital Network – With over 11,000 network hospitals, you get a cashless facility almost everywhere in India offering convenience.
  • Tax Benefits – Premium paid-for health policies offer tax deductions under Section 80D of the Income Tax Act.