acko health insurance

ACKO Health Insurance: Your Trusted Partner for a Healthy Future

Are you looking for a way to keep you and your family members healthy? Hey, you are in the right place. ACKO has some cool health insurance plans that can make your life easier. Let’s take a look what is ACKO health insurance and the type of ACKO health insurance plans.

What is Health Insurance?

Health insurance is like a special plan which helps you to pay your medical bills. 

If you become ill or injured and need to go to the hospital or see a doctor, your health insurance can pay for the expenses. Pretty cool, right?

Why Choose ACKO Health Insurance?

ACKO is a company that provides a variety of health insurance plans, and they are really good at making them simple and accessible. 

Their ACKO health insurance plans are very cheap, some even starting from as low as ₹20 per day. 

Besides, they are equipped with a lot of cool features which can be really useful for you.

  • Zero Waiting Period

You can straight away start using your coverage, no need to wait.

  • Cashless Hospitals

You can go to over 14,300 hospitals without paying any money from your own pocket.

  • 100% Bills Covered

ACKO’s plans ensure that you don’t have to worry about any unexpected expenses.

  • Extra Benefits

ACKO’s plans include preventive care, mental health assistance, and even death benefits.

Types of ACKO Health Insurance Plans

ACKO has a variety of health insurance plans to choose from, so you can find the one that suits you and your family the best.

  • Individual Health Insurance Plans

These plans are for one person, but some insurers even let you add your spouse to the policy.

  • Family-Floater Health Insurance Plans

This plan is a way to cover your whole family – your spouse, parents, and kids – all under one policy.

  • Health Insurance Plans for the Elderly

These plans are only for people over 65 years old, so your grandparents will be able to get the care they deserve.

  • Critical Illness Insurance Plans

These plans cover such serious diseases as cancer, heart attack, kidney failure, and others. They will give you a large sum of money if you suffer from one of these diseases.

  • Group Health Insurance Plans

These are the ones that are meant for groups of people, for instance, all the staff at a company. Every participant in the group has their own cover.

  • Top-up Health Insurance Plans

If you already have a basic health insurance plan, a top-up plan could be added to your existing coverage for additional benefits.

Why is ACKO Health Insurance so Cheaper?

ACKO is in a position to sell its health insurance products at a cheaper price than others by virtue of its online-only model. 

They don’t have to pay commissions to agents and brokers, so they can use those savings to benefit you.

The Importance of Health Insurance

In these days, the health insurance plan is more crucial than ever. Healthcare costs are increasing rapidly, and health insurance is a safety net that keeps you and your family from getting shocked by those crazy medical bills.

  • Safety against Rising Medical Bills

New medical treatments and technologies are awesome, but that also means that they can be very costly. 

Health insurance helps you pay for the big bills so you are not worried about your bank account ending.

  • Access to Quality Medical Care

The lack of insurance makes it rather difficult to choose the best hospitals and physicians. 

However, ACKO health insurance plans will let you enjoy the best medical services without having to worry about the cost.

  • Peace of Mind

Knowing you have health insurance can give you a big sense of relief. You will be able to relax and focus on getting better, instead of worrying about how you will pay for it all.

  • Tax Benefits

When you buy ACKO health insurance plans, you can actually save money on your taxes. The government wants to encourage people to have health coverage, so they give you some tax breaks.

  • Better Health Outcomes

Health insurance can actually help you stay healthier in the long run. When you have coverage, you are more likely to get regular check-ups and catch problems early. This can lead to better health down the line.

What’s Covered in ACKO Health Insurance Plans?

ACKO’s health insurance plans come with all sorts of great coverage. Here are some of the health insurance they include

  • In-Patient Treatment

This covers the cost of your hospital stay, including things like room rent, nursing care, and doctor visits.

  • Daycare Procedures

Minor surgeries that only need you to be in the hospital for less than 24 hours are covered.

  • Pre-Hospitalization

The cost of any treatment you need before going to the hospital is included.

  • Post-Hospitalization

Your follow-up care after leaving the hospital is also covered.

  • Domiciliary Treatment

In some cases, ACKO will cover the cost of you getting treated at home.

  • Organ Donation

If you need to donate an organ, the medical expenses are covered.

  • Ambulance Costs

The price of getting transported to the hospital by ambulance is included.

  • AYUSH Benefits

You can use your ACKO plan to pay for Ayurvedic, Unani, Siddha, or Homeopathic treatments.

Daily Cash Benefit

This extra coverage can help you pay for medicines and other essentials.

ACKO Health Insurance Eligibility

Alright, let’s make sure you are all set to get ACKO health insurance plans!

Age: Anyone over the age of 18 can buy an ACKO Platinum Health Insurance plan for themselves and their family.

Medical Screening: If you are over 18, you will need to do a quick, free medical check-up before you can get coverage.

Nationality: ACKO only covers Indian nationals who live in India.

Things ACKO Health Insurance Doesn’t Cover

Every insurance company has certain things they do not cover, and ACKO is no different. 

Here are some examples of what is not included in their health insurance plans,

  • Intentional Injuries: If you hurt yourself on purpose, the treatment won’t be covered.
  • Adventure Sports: Injuries from extreme sports like skydiving or bungee jumping are not covered.
  • Criminal Activities: Medical care related to any illegal activities isn’t included.
  • Cosmetic/Dental Surgeries: Unless you need them because of an accident, these types of procedures aren’t covered.
  • Infertility Treatment: The cost of trying to get pregnant isn’t part of ACKO’s health insurance plans.
  • Anything Not Mentioned: If a certain treatment or surgery isn’t specifically listed in your policy, it won’t be covered.

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