Marriage changes much in the lives of people. Caring for each other and managing finances become some of the most prominent concerns.
In case of health insurance policies, it is possible and often ideal to get your spouse included in the same policy. That helps manage health concerns under one policy and reduce management work on multiple fronts.
If you do not have a health insurance policy beforehand, get a family-floater plan upon marriage. It will have a floating cover that can be utilized by either partner or both (till exhausted) in a particular term should the need arise.
If you already have an individual health plan, it’s recommended to convert that to a family-floater plan by adding your partner in the same. It can easily be done by contacting the insurance company and submit KYC documents and including the marriage certificate. The policy will convert to a family-floater upon renewal and your premium will be calculated accordingly.
In case of other kinds of policy, you may want to add your spouse as a nominee. Again the way is to contact the insurance firm, fill the requisite forms and submit the required documents.