Health insurance has become an important investment. Coping up with an emergency situation can become nightmare if you don’t have good health insurance.
1 ) Insured amount is solely used for insured members. There is guaranteed coverage in case of medical emergency.
2 ) By paying an additional premium, one can also include his/her parents. 3 ) Here is discount on premium in case you have more than two members.
4 ) You will get cashless benefit. 5 ) Health insurance providers have huge network of hospitals, making it easy to avail cashless benefits.
1 ) Individual health insurance plans are costlier than floater health insurance plans. 2 ) More suitable for younger families.
1 ) It provides complete coverage to policyholder. 2 ) There is no maximum age for policy renewal.
3 ) In case you register two or more family members, then you can get discount on premium. 4 ) Some policyholders also have provision to include in-laws in policy.
5 ) Policyholder also gets tax benefits under Section 80D of Income Tax Act, 1961. 6 ) It covers critical illness.
7 ) It provides coverage for pre and post hospitalization. 8 ) It is good for individuals who have medical issues.
1 ) Medical expenses 2 ) Day care cost 3 ) Cashless coverage 4 ) Lifelong renewability
5 ) In-patient hospitalization 6 ) Domiciliary hospitalization 7 ) Organ donor expenses 8 ) AYUSH treatment 9 ) Emergency ambulance
Read eligibility, documents required before investing in an Individual Health Insurance Plan.