Health insurance takes care of the insured person’s medical expenses up to the insured amount.
Health insurance policies can either be cashless, meaning the insurer will directly pay the hospital upon
claim, or reimbursement based wherein the patient can claim reimbursement after paying the hospital on their own.
Health Plans can be individual, family-floaters, or group-mediclaim (corporate).
They can be enhanced by adding critical illness, disability and other riders.
Benefits of Health Insurance
– Can be taken for an individual or the entire family under one floating sum assured.
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