There are several situations when people have suffered as a result of not obtaining their insurance claims at the time of their illness.
Let's look at some of the reasons why your health insurance can be denied.
Non-disclosure of the existing disease
When purchasing a health insurance policy, you must report any pre-existing conditions to the insurance provider,if not do so you will not get claims on time.
Falling into the exclusions
The bulk of health insurance policies do not cover a variety of diseases.There are some diseases which are not coming for claim.
Crossing the limit of sum assured
If your policy's sum insured is 10 lakhs and your total medical expenditures is 17 lakhs. You will only be able to receive claims up to 10 lakhs.
Read more stories